Healthcare costs for the average person increased 6.7% in 2025, according to the Milliman Medical Index (MMI), which estimates annual healthcare costs for people covered by a typical employer-sponsored health plan. The Index estimates that for 2025, healthcare costs for a hypothetical family of four rose to $35,119. For individuals, the average cost is $7,871, with pharmacy costs increasing by 9.7% and outpatient facility care costs rising 8.5%.

“Pharmaceutical costs have been a leading driver of healthcare spending in recent years,” Milliman Principal and Consulting Actuary Dave Liner said in a news release. “This year, outpatient facility services and pharmacy costs together accounted for nearly 70% of the total cost increase. Much of the outpatient growth is linked to high-cost drugs

See Full Page