TAMPA, Fla. (WFLA) — Steven Foley was stunned when he shopped for cheaper car insurance, only to discover why his rates were going up drastically.

He found that an accident from August 2023 is showing up on his Motor Vehicle Report, known as an MVR, as an "at fault" accident. In reality, he said the accident was declared at "not at fault" by both the insurance company he had at the time and the Florida traffic crash report, filled out by law enforcement at the scene.

Thanks for signing up!

Watch for us in your inbox.

Subscribe Now

In fact, records show the driver who hit Foley was cited for careless driving and driving without a valid driver's license.

"I called the Florida Highway Patrol, state trooper who did the accident and they said, 'No, we transferred it as not at fault.' But

See Full Page