DEAR ABBY: My husband bought me a beautiful diamond ring for our 35th anniversary. People often ask how much it cost and why we would spend that.

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I know I don’t have to explain myself, and I try to be polite. We both work, are debt-free and don’t bother anyone.

What is the proper way to respond to questions like this?

— DIAMOND GAL IN MASSACHUSETTS

DEAR DIAMOND GAL: You are correct. You are not obligated to reveal personal financial information, so stop doing it.

There’s no end to the personal questions people ask these days. If someone inquires about how much your ring cost or why you would spend that amount of money, simply respond, “You know, that’s a very personal question, and I’m really not comfortable with it.” Then change the subject.

DEAR ABBY: I have been

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