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During a recent career day at my daughter’s high school, I spoke to upperclassmen about budgeting , the dangers of credit card debt and how to navigate economic uncertainty.

The conversation got me thinking: What do financial experts wish they knew about money as teenagers? The question echoed a recent social media trend featuring influencers getting coffee with their younger selves.

I asked a handful of financial experts for their take on the coffee challenge, but with a financial twist. Here’s what they told me:

1. Take a deep dive

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