In the waning days of the legislative session in Albany, a peer-to-peer car sharing company is pushing hard for a new bill that would reduce the liability insurance requirements for the industry. While supporters say the change is needed to keep these companies in New York and create parity with the traditional rental car industry, opponents argue that reducing the liability coverage serves to endanger people on the road to the benefit of the tech company. It’s part of a broader fight over peer-to-peer liability that could have big implications for ride-share giants like Uber.

Car-sharing is a relatively new industry much like ride-sharing, but instead of a driver using their own vehicle as a cab, they rent out the vehicle to someone who drives themselves. In New York, the companies that

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