Being a family caregiver can be overwhelming, physically, emotionally, and financially. AARP says about 80-percent of caregivers cover out-of-pocket costs themselves. Money spent on food, gas, travel, incidentals can add up to about $7,200 a year. There are some options that can offer a little bit of help.

Managing bills, doctor’s appointments, medications, and daily meals, that’s the world for millions of family caregivers.

According to the CDC, more than 53-million people in the U.S. provide unpaid care and support a friend or loved one. Before tapping into their own finances to cover costs experts say it’s important caregivers have a good understanding of their loved one’s budget, bills, and policies.

“Have them sit down with you, go through that. They might not completely understand

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