The American dream of homeownership often begins with a starter home—a manageable property that allows young adults and families to establish roots, build equity, and lay the groundwork for financial security. This initial step on the property ladder fuels the housing market and strengthens the economy by creating a generation of invested homeowners. However, finding an affordable starter home has become increasingly challenging in recent times. With historically low levels of inventory at entry price points , homeownership in the U.S. has become an uphill battle.

Changes in Home Prices & Household Income Over Time

Changes in home prices have significantly outpaced income growth

Source: Construction Coverage analysis of Zillow, Census, and BLS data | Image Credit: Construction Coverag

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