Rocket took a percentage of my savings for its troubles, but for me, it was still worth it. Wong Yu Liang/Getty Images

Budget surprises are rarely welcome. Which is why I was delighted to find an email in my inbox from my budgeting app, Rocket Money , telling me it had reduced my Spectrum bill and increased my internet speed.

Better yet, I didn't even know it was negotiating this deal for me. It had saved me on my Spectrum bill last year when I asked it to, but I hadn't asked it to renegotiate this year. The app just did it and informed me of its success.

Here's what happened.

Why did Rocket do this for me?

Last year, I asked Rocket's bill negotiation service to lower my Spectrum bill. It succeeded, cutting my cost by $300, or $25 a month for 12 months. As is often the case with

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