Ihave spent my career in the professions of insurance and law. These days, part of my efforts include helping seniors select their appropriate Medicare coverages.

Healthcare access and affordability are critical for West Virginia retirees and seniors, which makes programs like Medicare Advantage indispensable. More than half of West Virginians who are eligible for Medicare choose to enroll in a Medicare Advantage program, mirroring national trends. Keeping this program strong and on steady financial ground is critical to protecting the health and well-being of hundreds of thousands of West Virginians and millions of Americans.

Medicare Advantage is a blend of public and private administration, blending federal rules and funding with private sector administration and efficiencies. It is a

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