Every day, billions of dollars flow through crypto systems—used to pay remote workers, settle international trades and back online commerce. This is no longer an experimental playground for tech enthusiasts. Crypto is becoming real economic infrastructure. But it's missing something essential: the safeguards needed to withstand stress at scale.

For the past decade, I've studied financial risk from both sides of the economic frontier—first as a macroeconomist inside a central bank, and now as a crypto auditor evaluating the structural integrity of decentralized systems. During that time, I've learned that both traditional finance and crypto fundamentally rely on trust in systems most people don't fully understand. Yet while traditional finance has been stress-tested for decades, crypto sti

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