At the beginning of a JPMorganChase-sponsored panel during the 2025 National Association of Black Journalists (NABJ) convention, Washington Post personal finance columnist Michelle Singletary asked participants to raise their hands if they’d ever received a suspicious text message about a job offer.

About half the room lifted their hands. Then she kept going.

“If you’ve gotten one of those ‘you owe a toll’ texts but you don’t even have a car? What about crypto? What if you’ve gotten something from Zelle from your bank and you don’t even have a bank? What about a bill? A package coming from Federal Express?”

By the time she finished the list, every hand was in the air.

On Aug. 7, Singletary joined other experts from the financial and security sectors for the NABJ luncheon panel discussi

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