Onboarding high-risk merchants, including sectors like online dating, gaming, travel, or nutraceuticals, presents significant challenges for payment service providers (PSPs). These businesses often deal with elevated fraud and chargeback risks, stricter regulatory scrutiny, and higher decline rates.

In this environment, payment orchestration with advanced smart routing payment capabilities offers a competitive advantage. By combining predictive routing, routing fallback, and merchant segmentation, PSPs can boost approval rates, manage risk exposure, and create a more sustainable onboarding pipeline for high-risk industry payments.

What Is Payment Routing?

At its core, payment routing is like giving each transaction a GPS. When a customer makes a payment, the transaction needs to travel

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