If you are a dividend investor, you can buy this exchange-traded fund and let someone else do all the hard work of stock picking for you.

Picking stocks is hard work -- and your job isn't done after making the buy decision. Then you have to keep track of the companies you've chosen to own to make sure that the reasons why you picked them continue to apply. However, dividend investors don't have to put in all of that work if they don't want to. All they have to do is buy the Schwab US Dividend Equity ETF ( SCHD 0.36% ) and let this fairly complex fund do all the work for them. Here's what you need to know.

What does the Schwab US Dividend Equity ETF do?

The Schwab US Dividend Equity ETF is an index-tracking exchange-traded fund (ETF), so, technically, its managers don't actuall

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