Just seven months after graduating from business school, I made the final payment on my $72,000 student loan balance. It wasn’t easy — it took extra hustle, long days and sacrifice — but I wouldn’t trade it for the world. I thought our journey to debt payoff would be done after we paid off the student loans, but we took it a step further. We paid off our house, too, and have been debt-free ever since.

When you become debt-free, there won’t be any fireworks or confetti (unless you throw your own party). But something major shifts. Not just in your finances, but in your mental health, your relationships and the way you strive and dream.

I thought that becoming debt-free was the finish line — but it became the starting point for a whole new life. Here are five things that really change afte

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