Affordable Care Act (Obamacare) premiums are due to significantly rise in 2026. getty

We’re coming up on open enrollment season for health insurance. Notices will be sent out soon, online or by regular mail, containing options individuals and families can choose from and their corresponding monthly premiums as well as out-of-pocket patient cost-sharing amounts. Across the commercial and Medicare markets, health insurance premiums will rise. But there will likely be particular sticker shock in the Affordable Care Act markets.

Recently released KFF data shows that ACA insurers are seeking a median 18% premium hike for 2026—the biggest since 2018 and well above last year’s 7% figure. Some states are reporting much higher proposed increases. Premiums may also skyrocket in the individ

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