Many people ask, “Am I ready to retire?” But retirement planning is far more than just savings and investments. Retirement involves emotional preparedness, lifestyle considerations and health factors.

Retirement planning is more than just crunching numbers — it’s about coming up with a plan that supports your bucket list dreams and reduces stress about market volatility and income sources.

Matt Dages, president and founder of Bright Wealth Management, says, “It’s not just about numbers—it’s about having a real strategy for life after work.”

Many people retire too early or without a plan, which can lead to feeling anxious or disconnected. Sometimes people lose their sense of purpose after retirement and end up missing their job. This is where a phased or hybrid retirement can come in to

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