There's more than one reason to consider buying it.

In every era, there are businesses that try to win by providing the goods others rely on, like the companies that sold shovels during the gold rush. XRP ( XRP 0.33% ) is, at least from one perspective, one such business. Its backers at Ripple are working tirelessly to make the XRP Ledger (XRPL) the settlement layer that financial institutions use to move and manage capital on the blockchain.

XRPL can make transactions fast and cheap while implementing strong regulatory compliance controls, so it appeals to banks and currency exchangers, among others. But does that make it the smartest cryptocurrency to buy right now with $1,000, or are there better options?

XRP's bet is to own the rails that institutions use

The XRP ecosyste

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