Car insurance rates are skyrocketing, prompting drivers to search for affordable plans.

Bundling insurance plans can lead to significant savings. Allstate offers up to 25% off when customers bundle home and auto insurance. State Farm provides more than $1,300 in savings on home and auto bundles and over $800 when bundling auto and renters insurance. Progressive also offers savings, with customers who bundle saving about 20%.

For those not interested in bundling, Nationwide offers a different approach with its SmartMiles program, where customers pay by the mile. Driving about 500 miles a month costs around $95.

Families with teenage drivers might consider State Farm, which offers discounts for teens who maintain at least a "B" average in school, potentially reducing bills by up to 25%. S

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