The 30-year fixed rate mortgage averaged 6.5% as of Sept. 4, according to data from Freddie Mac's latest primary mortgage market survey. A year ago, the average was 6.35%.

Michigan Legacy Credit Union has an unusually low offer on mortgage rates to spur interest.

Chase Home Lending introduced a nationwide rate sale involving refinancing that runs through Sept. 21.

A relatively, little-known Michigan credit union has a deal on mortgage rates that screams "notice me now" at a time when there's not much nice to say about interest rates.

Michigan Legacy Credit Union — which has branches in Wyandotte, Warren, Pontiac, Highland Township and Flat Rock — is offering a 4.99% interest rate for new 30-year, fixed mortgages.

More typically, lenders are promoting rates in the mid-5% to low-6% ra

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