A growing share of U.S. workers are struggling to cover expenses as everyday costs continue to weigh heavily on household budgets, according to new survey findings.

PNC Bank's annual Financial Wellness in the Workplace Report shows that 67 percent of workers now say they are living paycheck to paycheck, up from 63 percent in 2024.

The report surveyed 1,000 U.S. workers aged 21 to 69 who work full time at companies with more than 100 workers. The margin of error is pls or minus 3 percent.

Rising Costs Outpace Wages

Household budgets have been stretched thin in recent years as the cost of living has outpaced wage growth . Inflation surged throughout the pandemic and costs have continued to grow, with consumer prices rising by 24.6 percent between August 2020 and August 2025.

While w

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