It's exposed to a handful of bullish tailwinds and new opportunities at the moment.

With XRP ( XRP -1.39% ) priced near $3, the debate about whether to buy the coin is a question of whether its maturing payments and asset tokenization stack could drive it to outperform during the next few years.

Right now, several long-running uncertainties are giving way to concrete catalysts. This asset probably won't be worth less than $5 for too much longer. But is it actually worth investing in today?

The upside case keeps building

There are three reasons in particular that XRP is a smart option for investors to buy today, so long as they're willing to hold it through at least 2028.

First, regulatory clarity in the U.S. is better than it has been in years, and Ripple, the company that i

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