Dive Brief:

Democrat governors are entreating Congress to extend more generous subsidies for plans on the Affordable Care Act exchanges before they expire at the end of the year.

In a letter sent Monday to House and Senate leadership , 18 blue state governors pointed to a looming affordability cliff for millions of Americans who are only able to buy insurance because of the expanded tax credits.

And there’s less time to act than lawmakers might think, the letter warns. Insurers are already locking in rates for 2026, so the longer Congress delays the less time the market will have to adjust — and the greater chance that Americans will face prohibitive premium hikes, the governors wrote.

Dive Insight:

The number of ACA enrollees swelled to upwards of 24 million this year, an all-tim

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