Money

Planning & budgeting

Financial literacy

Opinion

Bec Wilson Money contributor September 20, 2025 — 5.04am

There’s a moment in every parent’s life when you start to wonder: when will my kids take that next step into full independence? And what can I do to help them get there?

Independence doesn’t just click on overnight. It’s a gradual process of teaching and guiding, and if it isn’t approached deliberately, kids can spend years bouncing between reliance and autonomy.

For those of us in our 50s, this isn’t just sentimental. It has real financial consequences. The timing of when our children launch into adulthood dictates our own financial independence.

The sooner they move on, the sooner we can redirect resources into super, the tail end of the mortgage, and investments t

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