The Mehsana Urban Cooperative Bank (MUCB), one of Gujarat’s prominent cooperative lenders, reported a mixed performance for FY 2024-25. While profitability declined due to higher provisioning, deposits and investments showed modest growth, reflecting the Bank’s continued stability.

In light of current challenges, the Board decided not to declare a dividend for the year, prioritizing capital retention and balance sheet strength.

The Bank’s total business stood at Rs 15,222.48 crore as of March 31, 2025, with 43 branches recording a business mix of over Rs 100 crore and 28 branches surpassing Rs 200 crore. Deposits rose to Rs 9,245.15 crore, including CASA deposits of Rs 2,854.24 crore, a key low-cost funding source. Advances stood at Rs 5,977.33 crore, reflecting a cautious lending approa

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