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My best investment move – and how you can copy it with one click

Nicole Pedersen-McKinnon Money contributor September 24, 2025 — 5.01am

I started investing aged 18 at the urging of my clever mum, and I am forever grateful for her push. Was I an expert? Not even close.

Back then, I just knew one thing: I wanted my small salary – of course, I hadn’t even completed university by then – to somehow multiply. So I started saving a little bit of it – 10 per cent, to be precise.

To this extent, even though my budget was tight, I chose to stash my cash.

My first move was putting money into the type of managed funds that are packaged up and offered by investment companies – basically paying someone else to pick stocks for me. It was the only b

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