Millions of Americans are targeted by scams each year, leaving victims with financial losses and emotional stress. In 2024, the Federal Trade Commission received more than 2.6 million fraud reports from U.S. consumers. Acting quickly after a scam can make a critical difference in recovery.
Cut off contact immediately
The first step is to stop all communication with the scammer. Cease engagement and block them from contacting you again.
Secure your finances
Change any affected passwords right away. Contact your bank or credit card issuer to report compromised accounts. Financial institutions may be able to cancel or reverse fraudulent charges.
Monitor credit and accounts
Continue checking your financial accounts and credit reports for suspicious activity. Consumers can place a fraud