When you miss a payment on your credit cards, the consequences tend to unfold on a specific timeline. Olena Ruban/Getty Images

Amid today's economic pressures, credit card delinquencies have reached troubling levels nationwide, and it's happening at a time when Americans are also carrying high amounts of credit card debt . From persistent and rising inflation to high borrowing interest rates, these hurdles have created a perfect storm where more borrowers are struggling to keep up with their monthly payments and their regular expenses. These trends, in turn, paint a sobering picture of financial stress borrowers face right now while highlighting just how many people are slipping into a dangerous pattern of making late payments on their credit cards .

But if you're pro

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