SPRINGFIELD, Ill. (WAND) — State lawmakers know everyone is struggling with the price of groceries, gas and energy. However, they also need to tackle rising insurance rates.

A suburban Senate Democrat has filed four bills to help address auto and homeowner insurance ratemaking.

Sen. Michael Hastings (D-Frankfort) wants Illinois to examine whether families are paying higher auto insurance premiums due to nondriving factors that have little to do with actual risk on the road.

His plan calls on the Illinois Department of Insurance to conduct thorough reviews of how insurers use credit scores, jobs, education level and other socioeconomic factors to set auto and homeowner insurance rates.

Hastings said this study is important to see how these factors disproportionately harm low-income fami

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