In a grim update for Aussie homeowners, finance experts overwhelmingly predict the Reserve Bank of Australia (RBA) will hold the cash rate at their next meeting.

More than 30 experts and economists weighed in on this month’s Finder RBA Cash Rate Survey, and for the first time in 2025, all panellists agreed that the RBA would hold the cash rate at 3.60 per cent in September.

While spending remains strong, rising inflation and increasing unemployment will keep the RBA in a holding pattern, according to Finder consumer research head Graham Cooke.

“September’s increase in monthly inflation from 2.8 per cent to 3 per cent may keep the RBA’s scissors in the sheath on (Melbourne) Cup Day if the quarterly data follows suit,” Mr Cooke said.

According to the latest monthly consumer price index (

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