Aged care has been in the headlines lately, with emphasis on the long time it takes for an assessment for aged care to be conducted, and then the long wait for what has been approved to happen.

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At the same time, the deeming rates have been changed. While there has been much publicity about their effect on the age pension, very little has been written about their effect on aged care fees.

And this is where the real story lies: deeming affects everyone receiving aged care, whether it's a home care package or residential aged care. The biggest impact is likely to fall on self-funded re

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