1/6 Why look into life insurance in your 20s?

Life insurance often seems unnecessary in your 20s, especially when you’re just starting your career and may not yet have major responsibilities. But this is also when premiums are lowest because insurers view younger people as lower-risk. Starting early means locking in affordable rates that will remain steady even if your health changes later. It’s less about immediate need and more about long-term financial security.

2/6 How to calculate the right coverage

The general rule is to buy coverage of 10 to 15 times your annual income. But the right figure is entirely your own circumstance. Ask yourself: do you have family members who depend on you financially, student loans, or dependent parents? If yes, you'll likely need more coverage. Ot

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