ETV Bharat / business

ECL Framework Proposed To Be Implemented From April 1, 2027: RBI Governor

The guidelines are expected to enhance credit risk management practices, promote better comparability of reported financials across institutions.

Mumbai: To enhance the resilience of the financial sector, the Reserve Bank on Wednesday announced that the expected credit loss (ECL) framework for provisioning is proposed to be made applicable to all financial institutions from April 1, 2027.

Announcing the fourth bi-monthly monetary policy, RBI Governor Sanjay Malhotra said the ECL framework of provisioning with prudential floors is proposed to be made applicable to all Scheduled Commercial Banks (excluding Small Finance Banks (SFBs), Payment Banks (PBs), Regional Rural Banks(RRBs)) a

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