The Reserve Bank of India (RBI) announced revisions to its credit norms on Wednesday October 1, reported by IANS. In a bold move, the central bank raised the maximum IPO financing per investor to Rs 25 lakh from Rs 10 lakh, expanded lending limits against shares, and removed regulatory ceilings on loans against listed debt securities. These changes effective today, October 1, 2025, are intended to liberalise credit access and stimulate capital market participation.

Higher caps for IPO and securities-backed loans

Under the new norms, individual investors can obtain up to Rs 25 lakh in bank loans to fund IPO applications, more than doubling the previous ceiling of Rs 10 lakh.

At the same time, the RBI increased the limit for loans against shares from Rs 20 lakh to Rs 1 crore per person, a

See Full Page