Michigan families and small businesses are facing real challenges: higher health care costs, a tough job market and rising everyday food bills. Our state deserves an honest debate on solutions — but those solutions must come from the right place, not from outside special interests trying to rewrite the rules for their own gain.

Recently, there’s been growing attention on proposals to weaken or eliminate the system that keeps our credit and debit card payment system safe and reliable. This system is called interchange, though some label it as “swipe fees.” Whatever you call them, this is not a hidden tax or a corporate cash grab. It is the small portion of each transaction that covers fraud protection, data security and the infrastructure that makes payments safe, seamless and widely accep

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