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UPDATE

11:11 AM PT -- Denise Richards just filed a response to Aaron Phypers ' request ... She does not consent to the order requested and wants it denied.

Aaron Phypers is asking a judge to order Denise Richards to give him access to their joint bank accounts ... because he says he needs $150,000 or he might end up homeless.

The actor filed the document earlier this week ... and, in it, he claims Phypers and Richards had millions of dollars in joint accounts before he filed for divorce, saying Richards "took control of the accounts and has not allowed me access to any of the funds." Getty

Phypers acknowledges a good chunk of the money comes from Denise's OnlyFans ... though he also mentions he took many of the photos on the page -- and insists he owns the copyr

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