A settlement has been reached in a $425 million class action lawsuit against Capital One — and an important customer deadline is Thursday, Oct. 2.

Customers who had the banking giant’s 360 Performance Savings Account between Sept. 18, 2019, and June 16, 2025, are eligible for the settlement.

Affected customers should have received a notice of their eligibility, according to the settlement website.

No claims forms are required for the settlement.

On Thursday, customers have to choose their method of payment, either electronic or a check, depending on the amount of the settlement.

If your payment is $5 or more, and you don’t select an electronic payment, a check will be mailed to your last known address, according to the website.

If your part of the settlement is less than $5, you can

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