The Charlotte 49ers (1-3, 0-1 American) visit the USF Bulls (3-1, 0-0) Friday at Raymond James Stadium in Tampa, Florida. Kickoff is scheduled for 7 p.m. ET (ESPN2). Let's analyze BetMGM Sportsbook's NCAA football odds around the Charlotte vs. USF odds and make our expert college football picks and predictions for the best bets.

Charlotte dropped its third game of the season Sept. 18, falling 28-17 to Rice and failing to cover as a 2.5-point home underdog. QB Grayson Loftis threw for 186 yards and a touchdown, with WR Javen Nicholas (5 receptions, 93 yards, 1 TD) serving as his top target.

USF returned to the win column Sept. 20 with a 63-14 rout of South Carolina State, covering as a 36-point home favorite. QB Byrum Brown went 14-of-20 for 236 yards with 4 TDs and an

See Full Page