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Taylor Swift traded in her cardigan for a corset and just dropped her 12th studio album "The Life of a Showgirl" ... and the midnight drop came complete with lyrics that fans are calling some of her most cutthroat and authentically Taylor yet!!!

In classic Swift fashion, the dazzling album -- which features 12 tracks -- marks a new era for Taylor ... giving her fans a glittery masterpiece full of perfectly curated lyrics and show-stopping melodies. store.taylorswift.com

The track titles -- being revealed previously on her website -- are "The Fate of Ophelia," "Elizabeth Taylor," "Opalite," "Father Figure," "Eldest Daughter," "Ruin the Friendship," "Actually Romantic," "Wi$h Li$T," "Wood," "CANCELLED!," "Honey," and "The Life of a Showgirl" fe

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