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Taylor Swift has dropped her most recent album and fans are already picking it apart like it's the Zapruder film ... and they insist one song is totally a diss track.

Here's the deal ... everyone on the planet knows "The Life of a Showgirl" dropped last night ... and there's a song on it titled "Actually Romantic" ... which Swifties are positive takes shots at Charli XCX .

Bear with us ... in the track are the lyrics, "I heard you call me ‘Boring Barbie’ when the coke’s got you brave. High-fived my ex and then you said you’re glad he ghosted me. Wrote me a song saying it makes you sick to see my face.” Getty

Swifties are convinced that's a knock on Charli XCX ... 'cause in her 2024 song "Sympathy is a Knife" on her album "Brat," it was believed by fans that she threw s

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