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Taylor Swift 's handling all family business on her new album ... 'cause it appears she took the opportunity to take shots at Travis Kelce 's ex, Kayla Nicole .

"The Life of a Showgirl" dropped late last night, and Swifites have combed through the album searching for every veiled reference ... and they're convinced the star took some shots at Nicole's effort during her relationship with Kelce on the track "Opalite"

Swift sings, "“You couldn’t understand it, why you felt alone / You were in it for real, she was in her phone / And you were just a pose.”

Basically, sorry you felt so alone, KillaTrav ... but your ex only wanted you for the clout! Gallery Launch Gallery

Kelce and Nicole started dating in 2017 ... engaging in an on-again, off-again relationship over

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