For Deer Park resident Jacqueline "Jackie" Montiglio, earning a college degree later in life wasn't about prestige — it was about setting the standard for her two young daughters.

Montiglio, a physical fitness instructor, teaches chair yoga and other classes to older adults at Town of Babylon facilities. As she looked toward the future, she set her sights on something that was left behind.

"As I get older and now that I have children, I realize it's time to get a degree and I should lead by example," Montiglio, 49, said.

But Montiglio, who came several credits short of earning a degree in audio engineering when she was younger, ran into a problem: While trying to figure out how to pay for college, she found herself stymied by the high cost of living on Long Island, along with the ex

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