Understanding money early in life can be the difference between working for money and having money work for you. Financial experts often stress that the habits formed in your 20s shape your financial destiny — and chartered accountant CA Nitin Kaushik has outlined seven essential money skills to help young earners take control before it’s too late. Advertisement

In a post on X (formerly Twitter), Kaushik wrote, “If you don’t understand money by the time you’re 30, you’ll always be working for it instead of letting it work for you.” His viral thread titled “7 Money Skills You Must Master Before 30” offers practical, actionable lessons for building wealth, managing expenses, and achieving true financial independence.

Kaushik’s first advice is about people, not numbers: “Your network is y

See Full Page