Key points

Understanding financial realities can help teens make better choices.

Developing a marketable skill and expertise can help them throughout their lives.

Talking with teens about finances can give them a wider perspective on how to plan for the future.

I work with teens in therapy groups. Often, we discuss the importance of discovering your interests and exploring what type of career you might envision for yourself. While some of the teens in the groups understand the value of working toward career training, many teens have trouble envisioning what they want to do with their lives. In addition, they don’t always have a sense of what their parents currently pay for and what they’re going to have to pay for when they become adults.

Invariably, I hear from teens, “Why should

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