SPRINGFIELD, Mo. (KY3) - Many homeowners are still cleaning up from the storms of the spring and summer, and they are surprised by the fine print and coverage of their property when it comes to insurance claims.

The Missouri Department of Public Safety reports that Missouri has issued six Major Disaster Declarations this year, following flooding, severe storms, straight-line winds, tornadoes, and wildfires.

The Missouri Department of Commerce and Insurance reports that as of July 16, insurance companies have paid out nearly $1.6 billion in claims through the first half of the year. The Missouri DCI states that data from 235 insurance companies, which represent 99 percent of the Missouri Residential property insurance market, received over 173,000 claims from homeowners, renters, and auto

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