Imagine making payments with just a quick face scan or fingerprint touch—no more typing in your UPI PIN every time. That's the exciting update coming to India's Unified Payments Interface (UPI). On October 7, 2025, the National Payments Corporation of India (NPCI) issued a circular announcing optional new authentication methods for UPI users. This move aims to make digital payments easier and more secure, based on guidelines from the Reserve Bank of India (RBI).

Currently, most UPI transactions require a PIN set using your Aadhaar OTP or debit card details (except for small features like UPI Lite). The new options build on this by adding biometric tech, like face or fingerprint recognition. These are voluntary—you can stick with your old PIN if you prefer. The goal is to enhance user expe

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