Key Notes
A new DeFi proposal by Senate Democrats has stalled bipartisan crypto legislative talks.
Industry leaders, including Coinbase CEO Brian Armstrong, criticize the proposal as a 'crypto ban'.
The proposal aims to regulate DeFi front-ends and developers, and create a 'restricted list' for protocols.
A new decentralized finance (DeFi) proposal from Senate Democrats has sparked widespread industry criticism and stalled bipartisan talks on a comprehensive crypto market structure bill. Critics argue the plan would effectively ban DeFi in the US by requiring KYC for non-custodial wallets, designating developers as financial intermediaries, and giving the Treasury unchecked power to create a “restricted list” of protocols.
Coinbase CEO Brian Armstrong condemned the proposal on Oct.