Fintech sector raised $1.6 billion in the first nine months of 2025, marking a 17 per cent decline from $1.9 billion in the same period last year, according to a report by Tracxn, market intelligence platform.

Despite the funding slowdown, India maintained its position as the third-highest funded country globally for fintech, trailing only the United States and the United Kingdom. The sector witnessed mixed performance across different funding stages during the period.

Seed-stage funding saw the steepest decline, dropping 38 per cent to $129 million from $208 million in 9M 2025. Late-stage funding also fell 23 per cent to $863 million. However, early-stage investments showed resilience, rising 8 per cent to $598 million, indicating sustained investor confidence in emerging fintech ventur

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