American teens are preparing for a workforce shaped by AI, new approaches to education and economic uncertainty. While challenges are real, optimism remains high.

In fact, 94% of teens said they are optimistic about their future careers, reflecting a strong sense of hope and ambition. The two organizations have partnered for more than 18 years to advance financial empowerment nationwide, with the bank allocating funding and volunteer support, including more than $630,000 in 2025 to support financial empowerment programs that give people the confidence and tools they need to budget, save, invest and pursue their goals.

However, 57% of teens surveyed believe AI has negatively impacted their career outlook, raising concerns about job replacement and the need for new skills.

To help teens b

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