MINOT — "We've just made it so complex that the average consumer will never understand it."

That's what Chris Jones said on this episode of Plain Talk, referring to the way Americans access and pay for health care.

Jones is the former head of the North Dakota Department of Health and Human Services, having served in that role under Gov. Doug Burgum, and he's just finishing up a stint in President Donald Trump's administration where he's advised Secretary of Health Robert F. Kennedy and Centers for Medicare & Medicaid Services administrator Mehmet Oz. He argues that the maze of employer-provided benefits, government programs, premium subsidies, insurance companies, health care companies and pharmacy companies that Americans must navigate when they're sick or injured just isn't working.

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