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Target Circle is a free loyalty program offering personalized deals and a 5% birthday discount.

Target Circle 360 is a paid membership offering free delivery and extended returns.

The Target Circle Card (formerly RedCard) offers 5% back on purchases and other perks.

Saving as much money as possible has become a huge priority for many, and fortunately, Target offers numerous ways to save on everyday shopping trips. Shoppers can take advantage of deals at major saving events—including Target's Black Friday sale (beginning on )—earn rewards through their free loyalty program, Target Circle or opt for enhanced benefits with the paid membership, Target Circle 360 .

So, what's the difference between Target Circle and Target Circle 360 ? Each of Target's rewar

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